Edgecumbe locals packed up and left this morning as the Rangitaiki River threatened to burst its banks, flooding the small settlement of 600 homes.
Karyn Rogers told 1 NEWS she was asked to leave about 9am and she and her family are now in Whakatane.
Latest images from Edgecumbe show that the stop banks have breached, and the town has been flooded.
Her family home is just metres from a small wall holding back the water - video from the scene early this morning showed water trickling through gaps in the concrete.
"I can see the wall from my house," Ms Rogers says.
"It is what it is and we've just got to wait and see what happens.
A before and after image showing the normal level of the Rangitaiki River in Edgecumbe, and the level this morning at sunrise.
Source: Google/Karen Rogers
"Our house itself is raised, but the neighbours aren't - so we might come out quite fortunate."
Last time the river rose to similar levels in 2004, the banks burst on the other side from her house, diverting the water away from the township.
"It's just a matter of waiting to see what Mother Nature decides, I suppose."
Other flooding video that may interest: