That's according to the Finance Minister who's released The Half Year Economic and Fiscal Update.
The Financial Markets Authority's annual review of auditors has found they are sometimes too reliant on information provided by company directors.
The latest ASB Quarterly Economic Forecast points to a long list of positive indicators that defy the lingering clouds of gloom on the outlook for the economy.
Banks are offering rates as low as 3.85 per cent. However, they aren't expected to stay that low for long.
The unemployment rate fell to 3.9 per cent in the September 2018 quarter - the lowest since the June 2008 quarter, when it fell to 3.8 per cent.